With the election result all but sealed, we look forward to see what the incoming presidency of Joe Biden means for global investors. These are my initial impressions and research notes, not intended to be a political commentary, rather an anticipation of markets and investment trends:
I like to sit down at the end of each year and contemplate the opportunities that lie ahead. I truely believe that you need to project forward and seek what you want. There’s nothing stopping anybody from thinking ahead and being strategic about their decision making process.
With that in mind, here are some of my notes for 2021:
I recently sat down with our team to talk through all we’ve learned in 2020. It’s all about perspective. We think it’s tough because our frame of reference is different to what we have experienced.
Upon reflection — 2020 has probably been one of my favourite years. I’ve personally become stronger, wiser (maybe) and grown in humility.
We spent about an hour or so discussing our wins, losses and most importantly, lessons learnt.
Here’s a summary of my key takeouts:
1) Don’t predict the future
2) Surround yourself with great people
3) Optimism works
4) Appreciate everything
5) Fire forges steel
6) The financial system is design to reward those who take risk
7) Don’t over optimise
8) Never give up
You can listen to the episode on Spotify here:
One of the hardest things to do in uncertain times is to look forward and visualise. Investing is about making decisions today with the aim of reaping rewards into the future. It’s hard to plan when the future is so unclear. Yet doing the hard stuff is often the most rewarding.
Here are my thoughts on how to invest in an unpredictable world:
My focus is on avoiding the fragile investments — those which can break or blow up with a few bad things occurring, even if the probability is low. I want to avoid things that have the possibility of blowing up and being destroyed. …
The Wealthi team is currently working on the next version of our real estate investment platform. One of the key things we’ll be adding is new data and predictive analytics to help investors make better real estate decisions.
There’s no shortage of price and suburb data in the market. What we’re doing is organising it and making it meaningful for each unique situation. For example, a 25 year old first time investor with a $50k deposit will have different needs and requirements than a 65 year old retiree with a $5m portfolio.
Our focus has been on context. The first version of our platform focused on understanding each investor’s unique situation and then building a tailored plan and strategy within 60 seconds. We do this by building carefully crafted personas and then matching each investor with the persona that best fits them. …
I recently caught up with my good friend Franki Chamaki from Hivery — a Coca Cola backed machine learning venture. Franki has been one of my mentors since a young age and I caught up with him to ask about his business journey and recent success.
A really interesting episode with some great practical insights and pieces of advice for you. We touched on:
You can connect with Franki here:
I recently sat down with my business partner and CRIBZ Co-Founder Domenic Nesci to talk about a range of topics including — business, investing, real estate and our journey in building CRIBZ over the past twelve months.
We reflected on our time in London, working with some of the world’s leading Venture Capital investors who specialise in the Proptech field. This was my first episode since 2016 for reasons mentioned inside, so make sure you click the link below and listen in.
We’ve met more than 30 VC and institutional investors in London over the past two months. One of the most common questions is “what’s your recurring revenue” or “how do you plan to grow the top line”. For those who haven’t studied accounting, revenue is the top line of any profit and loss statement.
It's fair to see why sales revenue is so important. Revenue tells a simple story of how many clients you have, how much you charge them and how often they buy from you. Many believe revenue is the most important metric for early-stage businesses.
We agree, kind of. …
I wrote about the new CRIBZ platform in my previous note and how we identified a US$3bn niche market by measuring the amount of investment real estate developers make in their upfront market. Every dollar spent by a real estate developer has one objective — generating sales.
To generate sales, developers and all real estate brands for that matter need to generate leads. The more leads, the more chance of closing a buyer. That’s the whole logic behind upfront marketing. …